Business Capital Timing & Inventory Exposure Report
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Calculate how much working capital is stuck between today’s inventory obligations and your next usable Amazon payout. Keep your supply chain moving.
Provide your current pending Amazon balance and incoming obligations to calculate your capital gap.
Provide your information to see an analysis of your capital timing and potential gap metrics.
Sourcing opportunities, wholesale invoices, and manufacturer slots close immediately. If your cash is locked in Amazon's reserve, your competitors buy the supply.
Prep centers, freight forwarders, custom brokers, and advertising campaigns demand real-time settlement. They do not pause their operations to match Amazon's 14-day schedule.
A business can be highly profitable on paper while still going bankrupt from timing gaps. Cash flow speed determines how fast you compound your capital.
An Amazon payout gap does not mean your business is failing. On the contrary, high payout gaps often signal rapid growth. When you sell inventory faster than Amazon issues disbursements, your capital becomes concentrated in "Unavailable Balances" while your supplier queue grows.
To maintain buy-box momentum and avoid FBA stockouts, keep your operating cash above your upcoming 14-day obligations. If your estimated timing gap exceeds 25% of your immediate cash needs, it indicates you are running close to payout limits. When it exceeds 50%, you run a high risk of listing suspension due to stockouts.
This calculator isolates your Amazon settlement periods to measure the exact timing mismatch of cash inflows against inventory outflows. It does not predict future revenue growth, nor does it factor in credit lines unless you enter them under available operating cash.
Accelerate your cash flow cycles, pay suppliers faster, and capture restock opportunities as soon as they appear.
Review potential working-capital options based on your business information. No approval or funding outcome is guaranteed.